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Credit Cards

Choose the right credit card for you

Citizens Trust Finance Rewards Card

A credit card that’s always maximizing your rewards!

Get a card that earns unlimited hassle-free rewards across ALL purchase categories—every time, everywhere.

Benefits include:
  • No annual fee1
  • 0% Introductory APR for Balance Transfers for thirteen months on balance transfers made within 60 days of account opening (12.74% to 30.74% variable APR after that)1
  • You earn unlimited 1.5% rewards on all purchases and could earn an additional unlimited 0.5% reward bonus with $1,000 in monthly direct deposits to a Citizens Trust Finance deposit account2
  • View our APR, Terms & Fees
Special Offer: You could get a $100 account credit with $1,500 in purchases made in the first 90 days of account opening
Citizens Trust Finance ClearPoints Credit Card
A flexible credit card that lets me choose where to earn rewards.
Benefits Include:
  • No annual fee
  • 0% Introductory APR for 13 months on purchases, and also on Balance Transfers made within 60 days of account opening (12.74% to 30.74% variable APR after that)
  • Choose how you earn up to 2x & 3x points in categories you select each quarter
Premium Credit Card
A customizable rewards program is just the beginning.

Personal checking account is designed to meet your specific banking needs. With its wide range of flexibility.

  • Have the $125 annual fee waived for the first year
  • No Foreign Transaction Fee
  • Choose how you earn up to 3x points in categories you select
  • Exclusive Visa Signature travel and entertainment benefits, 24/7 Complimentary Concierge
Special Offer: You could get 20,000 bonus points (redeemable for $200) when you make $2,000 in purchases in the first 90 days of account opening.9
Optimizer Credit Card
Secured by savings, but works just like a regular credit card.
Benefits Include:
  • Opportunity to improve your credit
  • Worldwide purchasing power
  • Competitive interest rates
  • Flexible credit line

From paying bills to transferring money, you can do what you want, when you want.